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Buying a home is one of the biggest financial decisions you will ever make. For most people in Central Arkansas, the mortgage process feels like a mystery. At Jake Arey Mortgage Team in Benton, Arkansas, we believe an informed borrower is a confident borrower. Here is exactly what to expect from start to finish.
Before you start touring homes, get pre-approved. Submit your application online at jakearey.com and our team begins working on it the same day. Within one to two business days of receiving your documents, you will have a pre-approval letter in hand. This tells you exactly what you can afford and shows sellers you are a serious buyer.
With your pre-approval ready, work with your realtor to find the right home in Saline County or anywhere in Central Arkansas. Your pre-approval letter from Jake Arey Mortgage Team gives your offer credibility and a higher chance of acceptance.
Once your offer is accepted, our team gets to work. We handle processing and order the appraisal on the property to confirm its value aligns with the purchase price.
Your loan file goes to underwriting where all of your financial documents are reviewed and verified. Our in-house team keeps this moving quickly and communicates with you every step of the way.
Once underwriting approves your loan, you receive your clear to close. This is the green light. We will walk you through your final numbers and prepare you for closing day.
You sit down, sign your documents, and get your keys. Our team makes sure there are zero surprises at the closing table.
Whether you are a first-time homebuyer or purchasing your forever home in Benton, Arkansas, the Jake Arey Mortgage Team is with you every step of the way. Ready to get started? Apply online today at jakearey.com.
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